Five Random Facts About Me

lessons_from_my_mothers_deathThis blog has made it halfway into spring. I started it in December as a New Year’s resolution to no longer let my clever scheming brain prevent me from hitting publish. I have major imposture syndrome. In person, when certain subjects came up, like surprise surprise!, personal finances, I found myself excitedly talking with too much to say. Not push my opinions down your throat kind of way, but more like being excited to share what I had read, learned, did, thought, with the intent of having an exchange on what other’s thought. Because I REALLY wanted to see through another person’s eyes.

So in honour of still having fun with this blog, and hopefully giving some worthwhile content, I’m taking a break from the usual and getting a little more personal. I feel like I don’t inject enough of my personal side into it. So I thought I’d do that in a fun way with 5 random facts about me.

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What Gets You Out of Bed In The Morning?

This article has been sitting in my drafts for a few months now with nothing more than three names: Heimo Korth, Chris McCandless and Jim Dutcher. What do these three random names have in common? I couldn’t put my finger on it. But there was an elusive idea there that I couldn’t just quite catch. That is until Mr Whymances sent me a video on Ikigai. Then it all fell into place.

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Pay Yourself First On A Monthly Paycheck

Pay_yourself_firstHow do you track your money? Detailed budget? Pay yourself first? Wing it? There are as many ways to budget as the stars you can see in the sky. And I don’t mean on a cloudy or light filled city night. There are some common threads among them all: know what’s important to you, spend your money according to your values and what brings you happiness, spend less than what you make and make the rest of your money grow. It really boils down to figuring out what works for you and run with that. It’s really that simple. I started with making a budget with amount to spend in each category, and meticulously tracking my spending. That was super important when paying back debt. I could never have been that aggressive otherwise. After that, I switched to pay yourself first method.

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Financial Update: April 2018

Personal_Net_Worth

Time for some financial voyeurism! I’ve enjoyed reading financial expenditures and net worth updates the past few weeks. I don’t feel we’re at a point in our journey where it’s super interesting for others to hear about it every month as I don’t share detailed monthly spend and we’re not close to FIRE. Having said that, it’s been a few months and so feel an update is warranted. There are a few great reasons I like doing this:

  • If our focus has strayed, it’s a great way to ensure our gaze doesn’t stray for too long.
  • It helps us get back on track sooner, if that’s needed
  • Celebrating milestones and online community support is great to keep momentum going
  • And certainly not least, accountability. Sharing creates a public commitment and thus more likely to keep things honest and provide motivation to accomplish it.

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What I Learned From My Mom’s Death

What_I_Learned_From_My_Moms_Death

Death and my mom are never far from my mind around this time of year. Five years ago,  we removed my mom from life support after she suffered a cerebral hemorrhage. To say that it was a hard decision and it sucked was an understatement. I sat by her side until she passed. This is also what kicked off my biggest financial lesson.

This article isn’t about how she died though, it’s about everything else that happened after. You see, after a bedside vigil for 14hrs, I was exhausted and even felt a bit of relief that it was finally over. But as it turns out, I couldn’t have been more wrong. There’s A LOT that needs to be done. And what you do now will help determine how much harder, or easier, it will be for your family.

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