Unexpected Income Loss As a Contract Worker and How to Survive It

Income Loss As a Contract Worker_1
This sure was pretty to look at. How you’d feel if you were lost out here makes it a great representation for sudden income loss: ┬álonely, isolating, stressed and anxious

To kick off financial literacy month, I’m focusing on my recent experience of a unexpected income loss as a contract worker and how I’ve learned to survive it.

For those just tuning in, spring was mired with indecision on whether to take a sabbatical; then fate decided and catapulted me into one, right at the start of summer no less. How lucky is that?!

I turned my unexpected loss of income into a summer sabbatical, which came to an end in early September. Gone are the days of gardening at sunrise, daytime eavesdropping expeditions at coffee shops (you’d be amazed how interesting people’s lives can be), last minute plans to visit family and friends and fire & ice vacations! In return though, income is flowing again!

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Summer Sabbatical – August Update

summer_sabbatical

There are signs all around me that summer is waning: end of summer exhibition (CNE) is happening, first day of school and it’s getting dark earlier. September skidded in overnight. July was largely spent resting, re-learning that I didn’t need to be busy every second — relaxing counted as being productive and leaning into this unexpected sabbatical. So while July was an adjustment period, I started to hit my stride in August.

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Summer Sabbatical – July Update

summer_sabbatical_july
They have environmentally friendly straws!

How did we get to the end of July already? Seriously! I have no idea where the time has gone. Being lucky enough to have the summer off, I should have plenty of it! I know time is like more space in a house, the more you have it, the more you simply fill it. More time doesn’t automatically equate feeling satisfied with how you filled it. What have you done with your warm weather so far?

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Garden Adventures – Mid Summer

garden_update_mid_summer

It’s hard to believe but we’re almost at mid-summer already! Gardens always seem to move slowly when you’re anticipating the fresh fruits and veggies to start in earnest. Looking back, it’s astonishing how much the garden has grown and it feels like time has flown by. It wasn’t so long ago I wrote about snagging a plot, sharing the costs and learnings I had so far. Being that it’s a little past mid July, I thought it was time for another update.

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Contract Work: What Happens When There’s Gap?

contract_work

After a few weeks of radio silence, I’m back!

The expression deer in headlights has been on my mind lately. Have you heard this expression? I think almost everyone are familiar with it. Have you ever been in a position where you’ve felt you’re the said deer? Paralyzed by a situation, unsure what you’re next move is? This doesn’t have to be a negative situation. For the past little while, I’ve been locked by indecision: Path A or Path B? Maybe there’s a hidden path C? Options are a funny thing. We all want options when we feel trapped. When luckily presented with several good options, we can get paralyzed with choice. Thus it’s been for me: take a much needed break from work and delay savings goal timeline or continue working and stay on course for savings goals.

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